Moe is an AI assistant for shared money. Text it in iMessage to split bills, scan receipts, track trips and spaces, and send the awkward reminder so you do not have to.
How does Moe work?
Add Moe to a chat, or text the Moe number yourself. Tell it what happened: who paid, who was there, send a receipt photo. Moe does the math, keeps the ledger, and can nudge the right people.
Do my friends need Moe?
No. They can get a text from Moe and settle however they already pay. If they join, they see the same numbers in the same space.
Can I add Moe to a group chat?
Yes. That is the point. Moe lives where the group already talks, so you do not leave the conversation to open another app.
What can Moe track?
Shared expenses, receipt splits, trip and roommate spaces, who is settled, who still owes, and recurring costs like subscriptions when you tell Moe about them.
Does Moe connect to my bank?
Not right now. Moe does not hold, move, or touch your money. You pay however you already pay (Venmo, Interac, cash) and Moe keeps the record.
Is my financial information secure?
Your data is encrypted in transit and at rest, with row-level access so only you and the people in a space can see it. We do not sell your information. Receipt images stay in access-controlled storage.
Can Moe scan receipts?
Yes. Send a photo in the chat. Moe reads the items and total. Extracted amounts can contain errors, so glance at them before you save.
What kinds of groups can I create?
Trips, apartments, couples, dinner groups, weekends, groceries, rent. Any shared space where people spend together and someone has to keep score.
How much does Moe cost?
Free while we are in beta. Everyone who joins early keeps texting Moe free. Later there may be a paid tier for proactive watching. The part where you text it and it answers stays free. Moe money stays in your pocket.
